Terms of Use

Scroggins Insurance Group

Effective Date: January 1, 2026

Please read these Terms of Use carefully before using this website. By accessing or using the website of Scroggins Insurance Group (“we,” “our,” or “us”), you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website.

1. About Us

Scroggins Insurance Group is a licensed independent insurance agency operating as Scroggins Dickerson Insurance Group LLC, headquartered in Bradenton, Florida. We are licensed by the Florida Department of Financial Services to transact insurance in the State of Florida.

Principal Agent: Brittany Jo Scroggins-Dickerson | FL License #P114393
Agency License: Scroggins Dickerson Insurance Group LLC | FL License #L134461

2. Informational Purposes Only

The content on this website is provided for general informational purposes only. Nothing on this website constitutes insurance advice, a binding quote, an offer of coverage, or a guarantee of insurability. All insurance quotes, coverage determinations, and policy issuances are subject to underwriting review, carrier approval, and the terms and conditions of the applicable policy.

Use of this website does not create an agent-client relationship. An agent-client relationship is only established upon your express agreement and our written confirmation.

3. No Guarantee of Coverage or Pricing

Any premium estimates, coverage descriptions, or other insurance-related information presented on this website are illustrative only. Actual premiums, coverage terms, and availability vary based on individual underwriting factors, property characteristics, and carrier guidelines. Scroggins Insurance Group makes no representations or warranties regarding the availability, pricing, or terms of any insurance product.

4. Intellectual Property and Copyright

All content on this website — including text, graphics, logos, images, and other materials — is the property of Scroggins Insurance Group or its content suppliers and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, modify, or otherwise use any content from this website without our prior written permission.

5. Acceptable Use

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit their use of the website. Prohibited conduct includes:

•       Using the website to transmit any unlawful, harmful, or offensive content.
•       Attempting to gain unauthorized access to any portion of the website or its related systems.
•       Using automated tools (bots, scrapers, crawlers) to extract data from this website without our express permission.
•       Impersonating any person or entity or misrepresenting your affiliation with any person or entity.

6. Communications Consent (TCPA)

By submitting a contact form or quote request form on this website, you expressly consent to be contacted by Scroggins Insurance Group regarding your inquiry. This may include contact by phone, email, or text message at the number and/or email address you provide, including through the use of automated or pre-recorded messages. Message and data rates may apply. You may opt out of text communications at any time by replying STOP.

Your consent to receive communications is not a condition of purchasing any insurance product or service.

7. Third-Party Links

This website may contain links to third-party websites, including insurance carrier portals, industry resources, and partner sites. These links are provided for your convenience only. Scroggins Insurance Group does not endorse or assume responsibility for the content, privacy practices, or terms of any third-party website. We encourage you to review the terms and privacy policies of any third-party sites you visit.

8. Disclaimer of Warranties

This website is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Scroggins Dickerson Insurance Group LLC and its principal agents, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of this website, including reliance on any information contained herein. This limitation applies regardless of the theory of liability (contract, tort, negligence, or otherwise), even if we have been advised of the possibility of such damages.

10. Errors & Omissions Coverage

Scroggins Insurance Group maintains professional liability (Errors & Omissions) insurance coverage. The existence of this coverage does not expand our liability beyond that which would otherwise apply under applicable law.

11. Governing Law and Dispute Resolution

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any dispute arising under or related to these Terms shall be subject to the exclusive jurisdiction of the state or federal courts located in Manatee County, Florida.

12. Changes to These Terms

We reserve the right to update or modify these Terms of Use at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website following any changes constitutes your acceptance of the revised Terms.

13. Contact Us

If you have any questions about these Terms of Use, please contact us:

Scroggins Insurance Group
Scroggins Dickerson Insurance Group LLC
1201 6th Ave W, Suite 424, Bradenton, FL 34205
Email: brittany@scrogginsinsurancegroup.com